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+1 (702)-623-3528Streamline reporting, fraud prevention, and chargebacks through a unified platform, saving time and resources.
Hosted forms significantly lower PCI scope, allowing you to focus on business rather than regulations.
Real-time data visualizations empower informed decisions to optimize sales and operations.
Tokenization and account updates create seamless, secure transactions that encourage loyalty and repeat business.
Interchange optimization and automated tools help manage expenses while improving processing reliability.
Developer-friendly setup enables fast go-to-market, with solutions that grow alongside your eCommerce ambitions.
Customizable options for unique use cases, ensuring compatibility across various business models.
Dedicated experts provide responsive assistance for seamless implementation and ongoing management.

Adherence to the highest standards, with hosted forms reducing your compliance scope.
Secure data storage and transmission to prevent breaches and unauthorized access.
Proactive monitoring and management to detect and mitigate risks in real-time.
Automated updates ensure safe, uninterrupted recurring transactions.
Custom permissions and advanced detection for comprehensive safeguarding.
Simple onboarding and payment APIs for quick connections to software and platforms.
Works with leading shopping carts, CRMs, and business management tools.
Flexible integrations for custom workflows, analytics, and merchant services.
Tailored solutions for embedding payments, with well-documented resources for ease of use.
Have a question about our services or prices. Contact us using the form and information on this page
CARDZ3Nis a merchant services and gateway platform built for high risk ecommerce, large ticket B2B (like AerospacePay use cases), and growing local retailers. It connects your online store, invoices, and in person terminals into one unified payments stack so you can control approvals, fees, and reporting from a single place.
You complete a standard application, but underwriting is more detailed for high risk and large ticket models. CARDZ3N gives you a clear checklist (documents, policies, processing history) and works with our banking partners to help you get approved on terms that fit your risk profile and growth plans.
Most CARDZ3N merchants receive next day deposits, while high risk merchants typically receive funds within two business days of settlement. Some high risk, large ticket accounts may use rolling reserves or slightly longer payout windows to manage exposure, and we explain those terms up front. As your history stabilizes, we actively look for ways to improve your funding profile.
Pricing combines interchange, assessments, and a markup that depends on risk, channels, and ticket sizes. High risk ecommerce typically has higher base rates; large ticket B2B can reduce effective costs by qualifying for Visa’s Commercial Enhanced Data Program (CEDP), which rewards high quality enhanced commercial data with improved Product 3 interchange; and local retail often benefits from lower card present EMV contactless rates. CARDZ3N models all three segments, so you see a clear, channel specific effective rate instead of a generic number.
Yes! For B2B, we help you adopt Visa’s Commercial Enhanced Data Program (CEDP) and Large Ticket optimizations where possible, so big invoices carry the enhanced commercial data issuers expect and can qualify for better card pricing. For high risk ecommerce, we focus on reducing fraud and chargebacks; for local retail, we optimize your terminal and card present mix. CARDZ3N reviews your data regularly and recommends concrete changes rather than just promising “lower rates.”
CARDZ3N offers APIs and integrations for major ecommerce platforms, subscription tools, and B2B invoicing/ERP/CRM systems, plus certified EMV contactless terminals and POS options for in store. Our support team understands high risk, B2B, and retail environments and can help with underwriting questions, chargebacks, integrations, and hardware. As you scale, we revisit pricing, risk settings, and tech so your payments stack keeps pace with your business.
Take the first step towards success by scheduling your complimentary consultation with CARDZ3N