Small business payroll you can trust

Don’t risk fines, penalties and headaches.

Payroll is a basic requirement for any business – you have to pay your employees (and yourself), make the correct deductions, and file taxes. But payroll isn’t the reason you went into business. We take care of this core function for you, so you can focus on what matters: building your business and living your life.

Don’t take our word for it, see how Card Z3N compares.

Payroll as easy as…

If you choose Card Z3N as your payroll services provider, this once-complicated process becomes very easy, needing just three steps:

  1. Enter your employees’ hours or salary.

  2. Preview the taxes being deducted.

  3. Approve payroll. You’re done!

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Why Card Z3N?

Payroll services aren’t created equal, and Card Z3N stands out from the crowd as the first online payroll service built for small business and only payroll service for small business offering full service payroll with live customer support, a taxes paid and filed guarantee, and a standard 2-day processing period.

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100% Tax Filing Guarantee

When the IRS comes knocking, you want a payroll provider who has your back. Card Z3N customers who receive a notice from the IRS or other tax agency based on a filing that we've made can count on us to work with the agency and help resolve the issue on your behalf. And, if we're at fault, we'll pay all associated fines and penalties.

Flexible Payroll Features that Make Your Life Easier

Unlimited payrolls and numerous payroll options make running payroll even faster and more stress-free.

  • Unlimited payroll - run additional payrolls at no extra charge.

  • Flexible options - including one-day and same-day expedited payroll and cancel payroll, can save you when you’re in a bind and need to ensure your employees are paid accurately and on time.

  • Run the same payroll each pay period? Put your payroll on cruise control with Auto Payroll.

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Run Payroll Your Way

As your business grows, so do your payroll requirements, including how your individual employees prefer to be paid. Card Z3N offers an array of options enabling you to tailor your payroll to your business and employee needs, including support for:

  • Multiple pay rates and pay schedules

  • W-2 employees and 1099 contractors

  • Split paychecks to multiple accounts

  • Direct deposit, pay cards, or checks you print yourself

It Adds Up: Deductions, Payments and Credits

Accurate and compliant payroll comes down to the details. Card Z3N can handle deductions and credits, including:

  • Garnishment deductions

  • HSA

  • FSA

  • Commuter benefits

  • 401(k) and Safe Harbor 401(k)


Live Customer Service When You Need Help

Backed by 40 years of experience, our award-winning U.S.- based customer care team is here when you need them, 6 days a week, by phone, email or live chat.

Ready to give it a try?

or give us a call to help.