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+1 (702)-623-3528Boost chargeback win rates through automated, evidence-based disputes, reclaiming funds that would otherwise be lost.
Automate manual processes to save time and resources, allowing your team to focus on core activities.
Proactive prevention tools help maintain ratios below thresholds, avoiding penalties from card networks.
Minimize illegitimate disputes with real-time monitoring, protecting your bottom line from scams.
Stay aligned with PCI DSS and card brand rules, reducing the risk of fines or account terminations.
Analyze trends to refine business practices, such as improving customer service or product descriptions.
Handle increasing transaction volumes as your business expands, with support for high-risk sectors.
Dedicated teams provide guidance on disputes and optimizations for ongoing success.

Adhere to the highest standards for secure handling of transaction information.
Safeguard sensitive data during storage and transmission to prevent unauthorized access.
Proactive monitoring identifies chargeback risks before they escalate.
Maintain compliant vaults for documentation, ensuring integrity for disputes.
Set permissions to limit exposure and maintain operational security.
Works with leading processors for unified transaction and dispute management.
Connect to systems like Salesforce or QuickBooks for automated data flow and evidence gathering.
Developer-friendly options for custom workflows, alerts, and analytics.
Integrate with Shopify, WooCommerce, and more for end-to-end chargeback oversight.
Have a question about our services or prices. Contact us using the form and information on this page
CARDZ3Nis a merchant services and gateway platform built for high risk ecommerce, large ticket B2B (like AerospacePay use cases), and growing local retailers. It connects your online store, invoices, and in person terminals into one unified payments stack so you can control approvals, fees, and reporting from a single place.
You complete a standard application, but underwriting is more detailed for high risk and large ticket models. CARDZ3N gives you a clear checklist (documents, policies, processing history) and works with our banking partners to help you get approved on terms that fit your risk profile and growth plans.
Most CARDZ3N merchants receive next day deposits, while high risk merchants typically receive funds within two business days of settlement. Some high risk, large ticket accounts may use rolling reserves or slightly longer payout windows to manage exposure, and we explain those terms up front. As your history stabilizes, we actively look for ways to improve your funding profile.
Pricing combines interchange, assessments, and a markup that depends on risk, channels, and ticket sizes. High risk ecommerce typically has higher base rates; large ticket B2B can reduce effective costs by qualifying for Visa’s Commercial Enhanced Data Program (CEDP), which rewards high quality enhanced commercial data with improved Product 3 interchange; and local retail often benefits from lower card present EMV contactless rates. CARDZ3N models all three segments, so you see a clear, channel specific effective rate instead of a generic number.
Yes! For B2B, we help you adopt Visa’s Commercial Enhanced Data Program (CEDP) and Large Ticket optimizations where possible, so big invoices carry the enhanced commercial data issuers expect and can qualify for better card pricing. For high risk ecommerce, we focus on reducing fraud and chargebacks; for local retail, we optimize your terminal and card present mix. CARDZ3N reviews your data regularly and recommends concrete changes rather than just promising “lower rates.”
CARDZ3N offers APIs and integrations for major ecommerce platforms, subscription tools, and B2B invoicing/ERP/CRM systems, plus certified EMV contactless terminals and POS options for in store. Our support team understands high risk, B2B, and retail environments and can help with underwriting questions, chargebacks, integrations, and hardware. As you scale, we revisit pricing, risk settings, and tech so your payments stack keeps pace with your business.
Take the first step towards success by scheduling your complimentary consultation with CARDZ3N